Insured Deposits
$250,000 per depositor, per bank
Federally Regulated
Established by Congress, 1933
Consumer Hotline
1-877-ASK-FDIC (1-877-275-3342)
Mission & Services
Protecting depositors since 1933
Deposit Insurance
Standard FDIC insurance covers up to $250,000 per depositor, per insured bank, for each account ownership category.
Learn moreConsumer Protection
Enforcement of consumer banking laws, complaint resolution, and supervision of financial institutions nationwide.
Learn moreBank Supervision
Examination and regulation of insured state-chartered banks to ensure a safe and sound U.S. banking system.
Learn moreEstablished by the Banking Act of 1933
"Since the start of FDIC insurance on January 1, 1934, no depositor has lost a single cent of insured funds as a result of a failure."
— Federal Deposit Insurance Corporation